Market
North Carolina is one of the fastest-growing CRE markets in the Southeast. H Equities provides bridge loans and direct equity investments across Charlotte, Raleigh-Durham, and other North Carolina metros.
5.25%–6.25%
Multifamily Cap Rates
100K+
Annual Population Growth
2.7M+
Charlotte Metro Pop.
#2 U.S.
Banking Center Rank
Market Overview
North Carolina has emerged as one of the most compelling commercial real estate markets in the Southeast, driven by sustained corporate relocations, population growth, and a business-friendly regulatory environment. Charlotte and Raleigh-Durham have consistently ranked among the top U.S. metros for net migration, with North Carolina adding over 100,000 new residents annually since 2020.
Charlotte's multifamily market continues to absorb a historic wave of deliveries that extended into 2025, with supply pressure keeping occupancy and rent growth under near-term pressure. However, new construction starts have declined sharply from the 2022–2024 peak, setting up more favorable conditions for 2026 and beyond. Cap rates for stabilized multifamily in Charlotte range from 5.25% to 6.25%, with value-add assets trading at a spread.
The Northeast-to-North Carolina pipeline remains strong heading into 2026. Investors from the Tri-State area are drawn to Charlotte and Raleigh's yield advantage — typically 100–200 basis points above comparable Northeast assets — combined with favorable landlord-tenant laws, lower operating costs, and growing white-collar employment in banking, technology, and healthcare.
Our Approach
H Equities provides bridge loans and direct equity investments in Charlotte and across North Carolina, targeting value-add multifamily and workforce housing in one of the Southeast's fastest-growing metros.
Looking for CRE financing in North Carolina? Tell us about your deal — asset class, loan size, and timeline — and we will give you a real answer, fast.
Asset Classes
Multifamily (Value-Add)
Workforce Housing
Mixed-Use Development
Land & Predevelopment
Growth Drivers
Charlotte is the second-largest banking center in the U.S. — home to Bank of America and Truist headquarters, plus major operations for Wells Fargo and other national institutions — with a rapidly diversifying economy in technology and healthcare.
North Carolina adds over 100,000 new residents annually, with Charlotte and Raleigh-Durham leading in net domestic migration among major U.S. metros.
New multifamily construction starts have declined sharply from peak, with deliveries tapering after a historic supply cycle — setting up improving fundamentals for 2026 and beyond.
Cap rates of 5.25%–6.25% offer a 100–200 basis point yield advantage over comparable Northeast assets, attracting significant out-of-state capital.
Key Submarkets
FAQ
Tell us about your deal — asset class, loan size, and timeline. We'll give you a real answer, fast.